Cash Credit is a fin-tech company currently operating in Bulgaria, South Africa, and the Philippines. By partnering with various data providers such as telcos, utility companies, and banks, we are able to offer micro credit to end users as well as provide innovative lending-score technology to different financial institutions.
Cash Credit uses analytics-based credit scoring methodology from non-traditional data sources and enhances where applicable with other available data. The partnership model allows Cash Credit to achieve low customer acquisition and servicing costs, and rapid scalability of the service in the market. Revenue is shared with partners in exchange of customer data, distribution, and communication channels.